What is an IRA

A Registered Investment Advisor (“RIA”) is a financial professional or firm that provides investment advice and manages investment portfolios on behalf of clients. RIAs are regulated by the U.S. Securities and Exchange Commission (SEC) or state securities regulators, depending on the amount of assets they manage.  The most significant impact of working with an RIA is they have a Fiduciary Duty. RIAs have a legal and ethical obligation to act in the best interests of their clients. This means they must prioritize their clients' financial well-being and avoid conflicts of interest.   To operate as an RIA, individuals or firms must register with the SEC or state securities regulators, depending on the amount of assets they manage. Registration typically involves disclosing information about the firm's business practices, fees, and any potential conflicts of interest. RIAs are subject to regulatory oversight to ensure they comply with relevant securities laws and regulations. T